For banks, asset managers, and broker-dealers

Paving the way to an on-chain financial system

Intelligent financial infrastructure, engineered for regulated institutions — connecting trust, identity, AI, liquidity, and tokenized value on one on-chain platform for banks, asset managers, and capital markets.

Partner with SBG Learn more about SBG

Agentic banking infrastructure for regulated institutions

Let AI agents move money — inside limits you set

Your clients sign the mandate. Their agents carry it out. The ledger checks every step.

Agentic banking, built into the ledger: AI agents transact only under signed, on-chain mandates. Identity, permissions, and settlement come from the ledger itself, so an agent works inside your licensing obligations, AML controls, and supervisory oversight — not around them.

Get in touch with SBG

  1. Signed mandates

    A person or company signs what an agent may do. A transaction runs only against a mandate stored on the ledger.

  2. A controlled gateway

    Every agent passes through the permissioned ledger, which checks identity, permissions, and compliance rules before anything moves.

  3. Guardrails you configure

    Spending limits, real-time risk monitoring, and an immutable audit trail. You keep control and recourse.

  4. What agents can do

    Fraud detection, KYC and AML checks, trade optimization, and multi-party transactions.

B2B2C services

Welcome to SBG's intelligent B2B2C financial ecosystem — built for regulated institutions

Four services you offer under your own brand and your own license. Take one, or take the full stack. You serve your clients; SBG provides the infrastructure behind you.

  • On-chain digital banking platform

    Issuance, custody, trading, clearing, and settlement as a white-label platform, embedded in your own product.

    Learn more

  • Institutional treasury management

    Hold, stake, lend, and report on digital assets from one treasury system, with wallets you control.

    Learn more

  • Scalable institutional custody

    Keys split across secure data centers, with a segregated sub-account for each client under one master account.

    Learn more

  • Tokenization and stablecoin issuing

    Issue, manage, and trade digital securities and stablecoins, including fund administration and reserve management.

    Learn more

Technology stack

AI agents are starting to move money. Give them rails with rules.

An institutional three-layer technology stack with a single integration point.

  1. One architecture

    Custody, trading, settlement, and compliance run on one platform, so you integrate once.

  2. Regulation-first

    EU, U.S., and other regulatory requirements are design inputs, not add-ons.

  3. Built on experience

    Built by a team that has worked on digital asset infrastructure since 2018, and designed for high availability on redundant infrastructure.

  4. Deploys in your cloud

    Installed with Kubernetes in your own environment — designed for go-live in weeks rather than quarters.

LAYER 1 LAYER 2 LAYER 3

Layer 1

Blockchain and orchestration

A ledger that keeps books, not just balances.

Explore Layer 1

Layer 2

Banking operating system

The banking operating system for licensed institutions.

Explore Layer 2

Layer 3

Issuance and distribution

Turn platform capability into products you can issue, distribute, and settle.

Explore Layer 3

Learn more about the platform

Regulation

Regulation first, market by market.

Each region shows the licenses in scope, the authority behind each, and what each covers — with a status that says how far along SBG is.

United States

In application

SBG Inc. was incorporated in the United States in 2025. SBG is applying for two national charters with the Office of the Comptroller of the Currency (OCC) and two registrations with the U.S. Securities and Exchange Commission (SEC).

  • National bank charter
    OCC
    institutional banking and clearing infrastructure, with Federal Reserve access
  • National trust bank charter
    OCC
    custody and fiduciary services for digital assets
  • Broker-dealer registration
    SEC
    brokerage and distribution of digital and tokenized securities
  • Alternative trading system (ATS) registration
    SEC
    a trading venue for digital and tokenized securities
  • Transfer agent registration
    SEC
    keeping the register of holders of tokenized securities
    Optional — later stage

SBG Inc. is not a bank today. The charters and registrations above are applications: none has been granted yet, and each is subject to regulatory approval.

Europe

Live

SBG's European business was founded in Munich in 2018, and its platform has been in operation since 2022. It works under European rules for crypto-assets, securities, and electronic money.

Core

  • Crypto-asset service provider under the Markets in Crypto-Assets Regulation (MiCAR)
    Liechtenstein, passported across the EU and EEA
    custody and trading of crypto-assets

    Note: under bilateral agreements between Liechtenstein and Switzerland, entities regulated under MiCAR in Liechtenstein may also operate in Switzerland.

    • EU DLT Pilot Regime
      European Union
      market infrastructure for trading and settling tokenized securities
      Next step
  • Broker-dealer license under the Markets in Financial Instruments Directive (MiFID II)
    Federal Financial Supervisory Authority (BaFin), Germany, with oversight by the Deutsche Bundesbank
    securities trading and investment banking for digital and tokenized assets
  • Electronic money institution (EMI) license with payment services under the Payment Services Directive (PSD2)
    EU and EEA
    stablecoin issuing and reserve management, client fund accounts, and on- and off-ramps between fiat currency and crypto-assets
    • Upgrade of the EMI license to a full banking license
      EU and EEA
      full banking operations
      Optional
  • Securitization vehicle
    Europe
    issuance and distribution of tokenized and digital assets

Optional — phase 2

  • Crypto-asset authorization under the UK Financial Services and Markets Act (FSMA)
    Financial Conduct Authority (FCA), United Kingdom
    crypto-asset services in the United Kingdom
    Phase 2
  • Crypto-asset license
    Swiss Financial Market Supervisory Authority (FINMA), Switzerland
    crypto-asset services in Switzerland
    Phase 2

Regulated services in Europe are provided only by, or through, appropriately authorized entities; they are named in the Legal notice.

Asia Pacific

Live / in progress

South Korea, Singapore, and Hong Kong are SBG's markets in Asia Pacific. Korea, with its banks and large enterprises, is the starting point for the region.

  • Digital Asset Basic Act (DABA) and virtual asset service provider (VASP) registration
    Financial Services Commission (FSC), South Korea
    digital asset services for banks and large enterprises
  • Licensing under the Payment Services Act (PSA) and the Financial Services and Markets Act (FSMA), including the digital token service provider (DTSP) license
    Monetary Authority of Singapore (MAS)
    digital token services for institutional clients
  • VASP license
    Hong Kong
    virtual asset services for institutional clients

GCC & beyond

Staged

The Gulf Cooperation Council (GCC) states, Morocco, and Brazil follow in stages. They are the corridors for energy, commodity, and trade flows.

GCC

  • Digital asset licenses in the United Arab Emirates
    Virtual Assets Regulatory Authority (VARA), Abu Dhabi Global Market (ADGM), and Central Bank of the UAE (CBUAE)
    digital asset services across the GCC
  • License under the regulatory framework of the Central Bank of Bahrain (CBB)
    CBB, Bahrain
    digital asset services across the GCC

Beyond

  • Virtual asset service provider (VASP) license
    Moroccan Capital Market Authority (AMMC) and Bank Al-Maghrib, Morocco
    digital asset services in Morocco
  • VASP license
    Brazil
    digital asset services in Brazil, the next market after the Gulf and Morocco
  • Live — in operation under the licenses listed.
  • In application — filed with the authority; the decision is pending.
  • Live / in progress — in operation in part; the remaining licenses are in progress.
  • Staged — planned as a later step.

Items tagged Optional, Phase 2, or Next step are possible additions, not part of a region's status. How SBG uses these labels: Legal notice.

Each licensed market is a trust zone on the same platform: a new market is an added license, not a new build.

Get in touch with SBG

Next step

Let's build together

Tell us what you want to offer your clients. We will tell you what it takes on the platform — and where SBG stands in your market.

Use the platform in your institution

For banks, asset managers, broker-dealers, RIAs, and corporate treasuries that want digital asset services under their own brand.

Partner with SBG

Build a product on the platform

For teams that want to issue a token, launch a stablecoin, or connect a venue to the SBG technology stack.

Build with SBG